Running a business means managing risk every day. Business insurance is how you protect what you have built, from the people you serve to the assets you rely on and the income that keeps everything running. At Axle Insurance, we help Australian businesses put together a complete business insurance program that fits their trade and their budget, with the right covers in place and no gaps where it matters most.
Business insurance is not a single policy. It is a combination of covers, chosen to match the specific risks your business faces. Some businesses need only a couple of covers, while others need several. The goal is always the same: make sure that one accident, claim or disaster does not undo years of work. For a full overview, see our guide to the types of business insurance in Australia.
Protects you if a third party is injured or their property is damaged because of your business. The foundation for most businesses.
Essential for businesses that give advice or provide a professional service, covering claims of financial loss from your work.
Protects your premises, stock, equipment and fit out against events like fire, storm and theft.
Replaces lost income and covers ongoing costs if an insured event stops you trading.
Added where your business needs them.
Almost every business carries some risk that is too large to pay for out of pocket. Sole traders, small businesses, growing companies and established firms all benefit from the right cover. The difference is in the mix, and that is exactly what a broker helps you get right. Whether you run a trade, a shop, a cafe, a consultancy or a professional practice, we build a program around your real exposures, not a one size fits all package.
Bundling your covers together is often more affordable than buying each policy separately, and it reduces the chance of gaps where one cover ends and another should begin.We are business insurance brokers, which means we work for you. Rather than selling you a single insurer’s product, we:
Compare cover and pricing across multiple insurers
Tailor your program to your trade, turnover and contracts
Bundle covers into a single business pack where it saves you money and simplifies renewals
Stand beside you at claim time, so you are never dealing with the insurer alone
We look after businesses right across the country, including Sydney, Brisbane, Perth, Adelaide and the Gold Coast, wherever your business is based.
Workers compensation is required in every state and territory if you employ staff, and some industries need specific covers to hold a licence. Most other covers are strongly recommended rather than compulsory.
It depends on your industry, turnover, the covers you choose and your claims history. Bundling covers into a single pack usually works out cheaper than separate policies. We compare the market to find you a fair price.
Yes. Many covers can be packaged together, which is usually cheaper and much easier to manage than holding separate policies.
Let us build a program around your business. Get a free quote and our team will put together the right cover for you.
